TERMS & CONDITIONS
1. Information Accuracy:
The content provided on this website is for general informational purposes only. While we strive to ensure the accuracy and currency of the information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the website or the information, products, services, or related graphics contained on the website. Any reliance you place on such information is therefore strictly at your own risk.
2. Personalised Advice:
The information and materials provided on this website do not constitute personalised financial advice. We recommend seeking professional advice tailored to your specific financial situation and needs before making any financial decisions.
3. Third-Party Links:
This website may include links to external websites or resources. These links are provided for your convenience to provide further information. We have no control over the content, nature, or availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.
4. Testimonials:
Testimonials featured on this website are individual experiences, reflecting the opinions of our clients. We do not guarantee the same results for every client. The testimonials are not intended to represent or guarantee that similar results will be achieved.
5. Intellectual Property:
The content, design, graphics, and other materials on this website are protected by copyright and other intellectual property laws. Reproduction, redistribution, or modification of any part of the website is prohibited without our prior written consent.
6. Privacy:
We are committed to protecting your privacy. Any personal information provided to us through this website will be handled in accordance with our Privacy Policy.
7. Modifications:
We reserve the right to modify or amend these terms and conditions at any time without prior notice. It is your responsibility to review these terms periodically for any changes.
8. Limitation ofLiability:
In no event shall Blitz Finance, its employees, agents, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of this website or the information contained herein. By using this website, you acknowledge that you have read, understood, and agreed to these terms and conditions. If you do not agree with any part of these terms, please do not use this website.
CREDIT GUIDE & QUOTE
Key Information:
This Credit Guide & Quote is provided by Blitz Finance Pty Ltd (ABN 38 661 501 837), Authorised Credit Representative #543248 of Australian Credit Licence #511803 (Fintelligence Pty Ltd, ABN 80 625 017 174). Our address is 13 Brabham Circuit Robina QLD 4226 Australia. Our contact details are phone – 1300 917 943 and email via info@blitzfinance.co.
Our Credit Services:
We will assist you to select a loan or lease to meet your needs. The credit providers we most commonly use are Secure Funding (Liberty), Pepper Money, Latitude Financial Services, Branded Financial Services, WISR and Plenti, although we do use others.
Information we will require from you:
We are obliged to ensure any loan or lease we suggest or assist you to apply for, including an increase to an existing credit limit, is not unsuitable for your purposes. This includes if the loan or lease does not meet your requirements or objectives, if you are unable to make the repayments, or you could only do so with substantial hardship. Therefore, we will need some information from you. It is important that the information you provide is entirely accurate.
Copies of our Assessment:
At any time within 7 years of us providing you with credit assistance, you may request a copy of the preliminary credit assessment. We will provide you with this documentation within 7 business days of receiving your request. However, if your request is more than 2 years after the date of our Credit Quote, we may take up to 21 business days after receiving the request.
Fees payable by you to us:
We may charge you up to $1650 (incl. GST) as an Origination Fee for our services when providing credit assistance, although this is only payable should the loan proceed. It is a one-off fee, payable at loan settlement. This fee may be paid directly to us, or part of the loan disbursements. If via loan disbursement, this will increase your loan by the fee amount.
Fees payable by you to third parties:
When the application for a loan or lease is submitted and ultimately proceeds to settlement, you may be required to pay fees to third parties associated with the application; such as the credit provider’s application fee, security registration fee, inspection fee or other fees. If applicable, these will be detailed in the Credit Proposal document and provided to you before you apply for finance. You can ask us how they are worked out.
Commissions received by us:
Commissions may be payable to us by the credit provider for any loan or lease that is settled. The amount varies between lenders and the amount of credit that you receive. These are not directly payable by you, and these will be disclosed within the Credit Proposal document that will be provided to you before applying for finance. You can ask us for an estimate of these commissions and how they are worked out.
Commissions payable by us:
If you are referred to us by a third party, we may pay that entity a commission for the introduction of your business. For example, we may pay commissions to real estate agents, car or boat dealerships and accountants. These commissions are not directly payable by you. You can ask us for an estimate of these payments and how they are worked out.
Complaints:
We hope that you’re pleased with our service, although if you do have a complaint you can contact our Complaints Officer on – 1300 917 943 and email via info@blitzfinance.co or mail to the address listed in the ‘Key Information’ section above. Please provide us with as much detail as possible in your complaint so we can address promptly and hopefully resolve it to your satisfaction. If you are not satisfied with the outcome of our attempt to resolve your complaint, you may refer the matter to the Australian Financial Complaints Authority Australia on phone 1800 931 678 or by writing to GPO Box 3 Melbourne VIC 3001. The Australian Financial Complaints Authority Australia is a no-charge external and independent dispute resolution service.
By accessing and using the Blitz Finance website, you agree to comply with the following terms and conditions: